Your Home's Value Working for You
Apply for a Home Equity Line of Credit (HELOC) and fund what matters most - home upgrades, major purchases, or financial flexibility.
Flexible Financing for Life's Big Expenses.
A home equity line of credit allows you to advance and pay down your loan as needed for:
- Debt consolidation: Reduce high-interest debt into a manageable payment.
- Home improvements: Invest in upgrades that add value.
- Major purchases: Fund life’s big moments with confidence.
With competitive rates and flexible repayment, a HELOC gives you control over your finances.

How to Apply for a HELOC at BNC
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Applying online is easy - but there's one key step to keep in mind:
1. Click the Apply Now button to begin your HELOC application.
2. Sign-up or Login - If you've never applied online before, you'll need to create an account to start the loan process.
3. Complete your application with details about your home and financial needs.